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Tips to Use ATM and Debit Cards While Traveling Abroad

11 November 2008 One Comment

I would not talk about ATM or Debit cards here as everyone of you hold one, but we will quickly discuss few tips about using your ATM or debit card abroad while you travel.

  • Make sure that you confirm with your bank about extra charges for using them abroad.
  • If possible, try to figure out the ATM locations at the place you are going that your bank has tie up with or their collaboration with local banks.
  • ATM’s exchange rates are based upon worldwide exchange rate and that is usually a better rate than air port exchange rates.
  • Make sure to change your PIN to all digit PIN (possibly 4 digit) and many of the countries like UK have card machines where you may need to enter your PIN. It’s better to avoid characters for travel time to be on the safer side.
  • Contact your bank and convey them about your foreign trip. So their system does not alarm them for no reason while you shop till you drop abroad and spend your money like there is no tomorrow. Sometimes banks block the cards if they can’t catch hold of you and doubt the transactions.
  • Also add traveler’s checks and cash in your pocket along with debit card to keep more options handy.
  • Be sure to keep all the information about your bank account and your bank’s contact details along with while you travel abroad. So in case you need to get in touch with them, you should not be stuck.
  • These are some small tips to make your finance easier to manage. While traveling abroad, make sure that you be a travelite and use our tips to pack your carry-on luggage.

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